Terms of Service

Last updated: August 2026

These terms govern your use of this website. By using the site, you agree to them.

Informational purpose

The content on this site is provided for general informational purposes. It is not financial, legal or tax advice, and it is not a commitment to lend. Nothing on this site creates a broker-client relationship on its own.

No guarantee of terms

Any rates, programs, payments or figures shown on this site, including output from calculators and rate tools, are estimates based on assumptions. They are not offers. Actual terms depend on a complete review of your credit, income, assets and the property, and are subject to lender approval. Rates, terms and program availability change without notice, and not all applicants will qualify.

Calculators

Calculators on this site are provided as a convenience. Their results are estimates and typically exclude costs such as mortgage insurance, homeowners association dues and other items that may apply to your loan. Do not rely on them as a quote.

Licensing

Carolinas Capital Lending, Inc. is a licensed mortgage brokerage, NMLS #2715366. We are licensed in North Carolina, South Carolina and Colorado. We do not offer services in states where we are not licensed. License information can be verified through NMLS Consumer Access.

Third-party links and tools

This site links to and embeds tools operated by third parties, including our application portal and rate service. We are not responsible for the content, accuracy or privacy practices of those third parties, and their own terms apply when you use them.

Intellectual property

The content, design and materials on this site are owned by Carolinas Capital Lending, Inc. and may not be reproduced without permission.

Limitation of liability

To the fullest extent permitted by law, we are not liable for any damages arising from your use of, or inability to use, this website or any information on it.

Governing law

These terms are governed by the laws of the State of North Carolina.

Contact

Questions about these terms: 980-216-6648, or 142 Cabarrus Ave. E, Concord, NC 28025.