Disclaimer

Last updated: August 2026

Not a commitment to lend

Information on this website does not constitute a loan approval, a commitment to lend, or an offer to enter into an agreement. All loans are subject to credit approval, income and asset verification, property appraisal and underwriting guidelines. Not all applicants will qualify.

Rates and terms

Any rates or terms referenced on this site are estimates and are subject to change without notice. Actual rates depend on factors including credit history, loan amount, loan-to-value ratio, occupancy, property type and program eligibility. Published or illustrated figures are not quotes.

Calculator results

Payment estimates produced by calculators on this site are illustrations only. They generally exclude mortgage insurance, homeowners association dues, flood insurance and other costs that may apply. Your actual payment will differ.

Equal Housing Lender

Carolinas Capital Lending, Inc. is an Equal Housing Lender. We are committed to providing fair and equal access to credit for all individuals, regardless of race, color, religion, national origin, sex, gender identity, sexual orientation, marital status, age (provided the applicant has the capacity to enter into a binding contract), familial status, disability, receipt of public assistance income, or because an applicant has in good faith exercised any right under the Consumer Credit Protection Act. In accordance with the Equal Credit Opportunity Act (ECOA) and the Fair Housing Act, we do not discriminate in any aspect of a credit transaction.

Licensing

Carolinas Capital Lending, Inc. NMLS #2715366. Licensed in North Carolina, South Carolina and Colorado. Verify licensing at NMLS Consumer Access (nmlsconsumeraccess.org). We do not conduct business in states where we are not licensed.

Third-party content

This site contains links to and tools from third parties. We do not control and are not responsible for their content or practices.

No professional advice

Content on this site is general in nature and is not legal, tax, accounting or investment advice. Consult a qualified professional about your specific circumstances.